VP Commercial Lending
$125,000–$135,000 year
On-siteOrland Park, Illinois, United States
Job Summary
Develop and manage a commercial/real estate loan portfolio between $55MM and $95MM, acquiring new business, structuring, underwriting, and closing commercial real estate loans while maintaining an existing loan portfolio. Meet annual goals for loans, deposits, services, portfolio management, and non-interest income by proactively building relationships through referrals and prospecting. Analyze customer needs to identify business solutions, review financial data to assess creditworthiness, and negotiate loan terms including rates, fees, and repayment schedules. Conduct site inspections for real estate-related loans and collaborate with departments to promote commercial loan products. Approve or recommend loan applications within established lending authority and present requests exceeding authority to the Executive Loan Committee. Actively comply with applicable laws and regulations including the Bank Secrecy Act and Community Reinvestment Act.
Required Qualifications
- Bachelor's degree in Business, Finance, Economics, or related field, or formal credit training at a financial institution
- Minimum of 7 years of experience in commercial lending, including business development and portfolio management
- Strong verbal and written communication skills
- Proficiency in commercial real estate financing, banking regulations, and loan documentation
- Ability to analyze and understand customer borrowing needs and provide tailored solutions
- Proficiency in Microsoft Excel and Word; familiarity with bank computer systems
- Strong client relationship-building skills and a results-oriented mindset
- Ability to travel locally within the Chicago metropolitan area as needed
- Ability to sit for extended periods while performing desk work
- Ability to travel for client meetings and business site visits
- Ability to lift up to 15 lbs. when necessary
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