Vice President - Product Manager - Payments Product Management, TD Securities
$145,000–$225,000 year
On-siteCharlotte, North Carolina, United States or New York, United States
Job Summary
Own and maintain the roadmap for domestic payments products, aligning priorities to GTB strategy, client needs, and regulatory obligations. Develop business cases for new capabilities and lead commercialization activities including sales enablement, launch planning, and post-launch adoption. Partner with technology, operations, risk, and legal stakeholders to define requirements, manage delivery from concept through launch, and resolve cross-functional issues. Monitor product performance, revenue, and margins to assess health and support pricing and fee strategy. Maintain awareness of regulatory changes, identify risks, and ensure product changes support appropriate governance and controls. Build trusted relationships with executive and business stakeholders to align priorities and prepare decision materials.
Required Qualifications
- Undergraduate degree, product management certificate, or equivalent practical experience
- 7+ years of relevant experience in product management, payments, transaction banking, treasury services, financial services, technology delivery, operations, risk, or related disciplines
- Previous product management or product delivery experience
- Strong understanding of payments products, payment rails, treasury management, client use cases, operational processes, regulatory considerations, and risk/control expectations
- Advanced ability to conduct product research, data analysis, forecasting, competitive intelligence, pricing analysis, business case development, and product performance assessment
- Experience leading product initiatives, product launches, process improvements, or cross-functional workstreams from concept through implementation
- Strong written and verbal communication skills, including the ability to create executive-ready materials and tailor messaging for senior leaders, partners, sales teams, and clients
- Demonstrated ability to influence without direct authority, manage ambiguity, balance competing priorities, and drive outcomes across complex stakeholder groups
- Ability to handle confidential information with discretion and comply with applicable Bank policies, industry codes of conduct, and regulatory requirements
Desired Qualifications
- Experience in transaction banking, wholesale banking, commercial banking, treasury management, fintech, ACH, EFT, wire, real-time payments, check fraud controls, or related payment services
- Experience with product commercialization, sales enablement, client segmentation, market analysis, pricing, P&L support, or portfolio management
- Experience with Agile, Scrum, Kanban, SAFe, product owner practices, business analysis, project management, or technology delivery
- Strong analytical toolkit, including advanced Excel, PowerPoint, data visualization, dashboarding, and product performance reporting
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