Vice President, Loan Officer (Manufactured Communities)
Hybrid · Encino, California, United States
Job Summary
VP Loan Officer – Manufactured Housing Communities originates and closes loans in the MHC asset class, building relationships with sponsors and intermediaries, evaluating opportunities, structuring financing solutions, and guiding transactions from initial screening through closing. The role requires deep expertise in manufactured housing communities, including underwriting standards and asset-specific considerations. Responsibilities include building a network of brokers and referral partners, coordinating with Credit and Underwriting, presenting opportunities to internal stakeholders and preparing LOIs, tracking pipeline, supporting portfolio management, and representing Ascent at industry events. The position is on-site at the Encino office (Monday-Thursday) with Fridays work-from-home; full-time, 40 hours per week, occasional overtime.
Required Qualifications
- 5+ years of lending, real estate finance, or related experience specific to manufactured housing communities
- Demonstrated experience working with sponsors, owners/operators, and/or intermediaries
- Strong understanding of MHC-specific underwriting considerations, including operations, property characteristics, market conditions, and regulatory factors
- Experience leading and supporting the negotiation of loan documentation in partnership with internal and external legal counsel, borrower counsel, and sponsors; prior hands-on experience negotiating loan documents is strongly preferred
- Proven ability to structure and close complex real estate transactions
- Strong financial analysis and credit evaluation skills
- Excellent communication and relationship management abilities across internal teams and external partners
- Experience operating in a collaborative, fast-paced, and highly entrepreneurial environment
- Results-driven mindset with a focus on origination and deal execution
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