Underwriter
Remote · United States
Job Summary
Conventional mortgage underwriter analyzes loan files for conventional, Closed End Second, and VA IRRRL, applying FNMA/FHLMC and investor guidelines. Evaluates income (W-2s, tax returns, bank statements, rental and other income), assets, and credit; assesses 4 Cs (Credit, Capacity, Collateral, Capital) and determines borrower qualification, including creditworthiness and ability to repay. Performs detailed credit analysis, reviews collateral and property valuations, and applies client overlays. Delivers underwriting decisions (approve, suspend, or deny) with clear rationale, and coordinates with processors and closers to ensure timely loan processing. Maintains regulatory compliance and high underwriting standards. Requires Bachelor’s Degree and 3-5+ years of conventional mortgage underwriting experience. Moder is an engine for business efficiency and growth, specializing in outsourced technology, mortgage service solutions.
Required Qualifications
- Bachelor’s Degree preferred
- 3-5+ years conventional mortgage underwriting experience
Apply with one swipe on Sorce. We auto-fill applications and apply on your behalf — no cover letters, no 40-minute forms.
Hiring someone like this?
Get your role in front of qualified candidates on Sorce.