Technical Product Manager - Risk, Trust & Vault
Remote
Job Summary
Own single-threaded leadership for the RAILS transaction rail, driving alignment and execution across Connectivity, Payment Orchestration, Transaction Core, Money Operations, and Risk, Trust & Vault. Think end-to-end across the value chain to optimize handoffs, define agentic strategy for low-code onboarding, and enforce a "Stop the Line" mentality for automated quality assurance. Lead a high-ownership set of pods with Staff Engineers to build bank-grade, resilient capabilities while evangelizing a "You Build It, You Run It" culture. Prioritize with evidence using the RICE framework to balance architectural integrity against market opportunism. Serve as the accountable product leader for the core transaction path that carries every payment from entry to settlement.
Required Qualifications
- Senior-level experience
- Deep technical foundation: Strong understanding of cloud-native architectures, distributed systems, APIs, event-driven platforms, and modern software engineering practices (Cloud-native/Serverless, Kotlin/Go, gRPC/REST)
- Platform-as-a-Product experience: Proven experience building foundational platform capabilities or complex distributed systems spanning multiple interdependent domains — ideally payments routing, transaction processing, settlement, or fraud/risk infrastructure
- Execution mastery: Track record of driving delivery velocity across a wide surface area, unblocking engineering teams, managing dependencies across many domains, and optimizing DORA metrics
- The "Maker" mindset: Preference for clean, modular architecture over monolithic shortcuts, especially when coordinating multiple interlocking domains
- Commercial sharpness: Ability to articulate technical trade-offs (e.g., tech debt vs. feature velocity, approval rate vs. cost) to executive stakeholders and translate growth goals into technical requirements
- Serve as the accountable product leader for the transaction rail, driving alignment, prioritisation, and execution across all teams involved in the payment lifecycle
- Understand and optimize the handoffs between domains — how a routing decision in Payment Orchestration affects approval rates, how the Transaction Core's state machine feeds Money Operations' reconciliation, and how Risk, Trust & Vault gates every authorization
- Define the "what" and "why" for platform features that move client onboarding toward low-to-no coding effort, from provider certification to routing rules
- Enforce a "Stop the Line" mentality for quality, maintaining a Stability Floor of highly automated quality assurance across every domain in the rail
- Lead a high-ownership set of pods staffed with elite engineers across the five domains, partnering with Staff Engineers and the CTO Office to eliminate silos
- Evangelize and operationalize the YBIYRI mindset across all five domains, ensuring teams design for multi-tenancy, elastic scaling, and automated observability
- Use the RICE framework to turn ambiguous, cross-domain requirements into a single, structured, executable roadmap that balances architectural integrity against market opportunism
Desired Qualifications
- Working knowledge of payment provider integration patterns, smart routing/retry logic, transaction state machines, settlement/reconciliation, and PCI-scoped fraud and vaulting systems
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