SVP, Commercial Lending

Develop and implement sound business lending policies and procedures in compliance with NCUA and other regulations. Oversee a diverse commercial loan portfolio, ensuring growth, profitability, and prudent risk management while leading and mentoring commercial lenders, portfolio managers, credit analysts, and loan operations staff. Drive proactive business development strategies to attract new business members and expand commercial lending opportunities through relationships with business owners, COIs, developers, and external stakeholders. Represent the credit union at community, civic, and reinvestment functions to strengthen reputation and continue to build deep community ties. Maintain and update credit risk rating systems, monitor delinquency reports, and manage watch lists for high-risk loans. Collaborate with risk management and auditors to ensure thorough loan reviews and compliance with internal and external standards. Stay informed on market trends, economic conditions, competitive lending programs, and regulatory changes, adjusting strategy as needed. Review and update commercial lending policies, procedures, and board level guidelines to maintain alignment with industry best practices.