Staff Product Data Scientist, Lending

Turn complex product, customer, and risk data into clear insights, decision frameworks, and durable measurement systems for product, risk, and business partners. Use AI tools and agent workflows to accelerate exploration, automate repetitive tasks, and stress-test conclusions across the full data science loop. Own end-to-end execution for analysis, metrics definition, experimentation, forecasting, and decision support, while defining measurement frameworks for credit products like Borrow, Afterpay, and Square Loans. Partner with risk teams to evaluate model performance, monitor cohorts, and identify bias or drift. Lead technical direction for the Block Data Science team by building consensus on standards, creating reusable frameworks, and mentoring junior data scientists. Approach ambiguous questions from first principles using statistical judgment to define cohorts and decision criteria.