Staff Data Scientist, Risk and Fraud
Hybrid · San Francisco, California, United States
Job Summary
Staff Data Scientist, Risk and Fraud leads fraud modeling and operations for banking/risk domains, owning the fraud/risk modeling lifecycle with independence to resolve complex issues and communicate with cross-functional partners. Establish and enforce robust testing, model governance, and data science best practices to ensure high-quality, compliant, and scalable outputs. Design and maintain advanced fraud models for banking/subprime lending using predictive modeling, statistical analysis, and machine learning (e.g., XGBoost, Deep Learning) to detect fraud/risk. Serve as the primary technical partner for Fraud/Risk Strategy, Operations, and Engineering teams, ensuring model outputs are accurate and producible in production. Provide mentorship and foster a culture of technical excellence while implementing monitoring frameworks to track model performance and data integrity in real-time, aligning with Model Risk Management standards.
Required Qualifications
- Master’s or PhD in a quantitative field (Statistics, Data Science, Economics, CS) or equivalent practical experience
- Deep Domain Expertise in financial industry fraud and/or risk modeling (ideally within subprime lending or high-volume payment environments)
- Advanced proficiency in Python, SQL, and the AWS stack; strong data architecture and MLOps understanding
- Strong strategic communication skills to interface with non-technical stakeholders and regulatory bodies on model governance and compliance
- Experience implementing technical rigor from the ground up, including automated testing, documentation, and lifecycle management
- Ability to mentor junior team members and drive best practices for model validation and MRM compliance
- Autonomous execution with a track record of delivering robust, production-ready data science solutions
- Experience with modern workflows and AI-assisted coding tools
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