Sr. Underwriter
$80,000–$80,000 year
Remote
Job Summary
Review all loan documentation for initial underwriting decisions, conditional approvals, and clear-to-close status. Evaluate business and personal financial statements, credit history, income, assets, and liabilities to determine repayment ability and risk. Conduct careful risk analysis to ensure loans conform to portfolio and investor underwriting guidelines, requiring proficiency in commercial spreading and cash flow analysis. Respond to quality control items related to credit and provide guidance to analyst underwriters. Requires high school diploma with a bachelor's degree preferred and 3-5 years of underwriting experience, including self-employed borrower review.
Required Qualifications
- High School Diploma
- Bachelor Degree
- 3-5 years of underwriting experience
- in-depth knowledge of self- employed borrower review
- Proficiency in commercial spreading and cash flow analysis
- Pre-Employment Background Check
- Drug Test
- Credit check
- Criminal background check
- E-Verify participation
- Right to Work status
Desired Qualifications
- Bachelor Degree preferred
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