Sr. Manager, Underwriting
$121,000–$151,300 year
RemoteUnited States
Job Summary
Lead state filing operations by building and managing the team responsible for drafting, maintaining, and submitting Root's rating rules, underwriting guidelines, forms, and related state-specific filing materials. Drive operational excellence through disciplined operating rhythms, milestone plans, and dependency tracking to ensure timely execution from intake through approval. Own filing submission execution by overseeing the preparation and submission of filings through online systems while managing objection response operations, including triage, routing, and follow-up on Department of Insurance objections. Coordinate cross-functional delivery across State Management, Actuarial, Product, Legal, Compliance, and Underwriting teams to align resources and meet shared timelines. Develop state-specific filing expertise to inform regulatory strategy and improve the team's ability to sequence and execute work in each market.
Required Qualifications
- 7+ years of experience in personal lines insurance, product management, underwriting, regulatory filings, compliance operations, insurance operations, or a closely related field
- prior people leadership experience
- Working knowledge of rating rules, underwriting guidelines, insurance forms, SERFF or similar online filing submission systems, and the regulatory filing lifecycle for personal auto or other P&C products
- Ability to read and interpret state-specific regulatory requirements, filing objections, prior filings, competitor filings, and internal product decisions, then translate that information into practical filing execution plans
- Strong written communication skills, with the ability to draft and review clear rules, underwriting guidance, filing support, objection responses, status updates, and process documentation
- Ability to build relationships and drive action across State Management, Actuarial, Product, Legal, Compliance, Underwriting, Engineering, and other teams without relying solely on formal authority
- Strong judgment in prioritizing work across competing filing needs, balancing speed, quality, regulatory risk, customer impact, and business outcomes
- Experience creating operating mechanisms, documentation standards, quality controls, templates, or process improvements that allow teams to deliver consistently and improve over time
- People leadership skills, including hiring, coaching, feedback, delegation, performance management, and helping team members grow subject matter expertise and business judgment
- Mental flexibility to understand and leverage Root's data-science-driven and technology-forward culture, while maintaining the regulatory discipline required to operate effectively in state-regulated insurance markets
- Bachelor's degree in Business, Finance, Economics, Risk Management, Insurance, or a related field
- CPCU, API, AINS, or other insurance-related designations
- Being on camera for virtual interviews
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