Sr Credit Analyst
$100,000–$115,000 year
On-site · Bloomington, Minnesota, United States
Job Summary
Sr Credit Analyst responsible for analyzing and monitoring credit worthiness of assigned account base and preparing professional credit presentations that recommend the extension of credit within established guidelines. Analyze risk within the lending portfolio at inception and on an ongoing basis; perform financial analysis of assigned credits using tax returns and financial statements, build financial spreads with Baker Hill/WebEquity/Excel, evaluate collateral and guarantors, determine repayment sources, assess risk and propose risk ratings; collaborate with lenders and borrowers, participate in joint calls, prepare Credit Action Presentations, support credit administration, and ensure files and covenants are up to date.
Required Qualifications
- Bachelor’s Degree
- 5+ years of progressively responsible credit analysis experience
- Proficiency with Baker Hill, WebEquity, Excel
Desired Qualifications
- Bachelor's Degree
- 5+ years of progressively responsible credit analysis experience
- Proficiency with Baker Hill, WebEquity, Excel
- Experience analyzing credit portfolios and preparing Credit Action Presentations
- Strong financial statement analysis and ratio/cash flow analysis skills
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