Sr. Capital & Financial Modeler
$170,000–$185,000 year
On-siteNew York City, New York, United States
Job Summary
Maintain and enhance regulatory and rating agency capital models including S&P Capital Adequacy, AM Best BCAR, Solvency II, Bermuda BSCR, and US RBC. Produce quarterly and annual capital calculations, reconciliations, and variance analyses while supporting capital forecasting, stress testing, and scenario analysis to assess capital adequacy under adverse conditions. Collaborate with Finance, Actuarial, Risk, Investments, Tax, Treasury, and Liquidity teams to validate model inputs, challenge assumptions, and translate outputs into actionable insights for senior management and Board committees. Prepare supporting analytics, management presentations, and documentation for regulatory submissions and rating agency responses, while driving automation and process improvements to enhance efficiency and data quality.
Required Qualifications
- Bachelor's degree in Finance, Accounting, Economics, Mathematics, Actuarial Science, Statistics, or related field
- 7–10 years of experience in insurance, reinsurance, capital management, risk management, treasury, actuarial, or financial analysis
- Significant hands-on experience building, maintaining, or enhancing insurance capital models across regulatory and rating agency frameworks, including Solvency II, Bermuda BSCR, US RBC, S&P, and AM Best BCAR
- Advanced Excel and financial modeling skills
- Strong analytical, quantitative, and problem-solving abilities
- Excellent written and verbal communication skills
- Ability to work cross-functionally with Finance, Actuarial, Risk, Investments, Tax, Treasury, and Underwriting to validate assumptions, challenge inputs, and explain results
- Strong judgment and commercial orientation, with the ability to identify practical capital management actions rather than only producing technical models
- Experience preparing executive-level materials for rating agencies, regulators, Board committees, or senior leadership (PowerPoint)
- Proven ability to reconcile model results to financial statements, management reporting, and regulatory submissions, with attention to controls, documentation, and auditability
- Experience performing capital forecasting, stress testing, and scenario analysis to support business planning, regulatory requirements, and strategic decision-making
- Strong understanding of insurance balance sheets, underwriting risk, reserving risk, investment risk, credit risk, catastrophe risk, and diversification impacts within capital models
- Must be able to lift 50 lbs
Desired Qualifications
- Experience developing executive- and Board-board level presentations, including (PowerPoint materials for senior management, committees, regulators, or rating agencies.)
Hiring someone like this?
Get your role in front of qualified candidates on Sorce.