Specialist, Risk Management Agribusiness

Job Summary

Required Qualifications

• •Knowledge of commercial and farm agribusiness
• •BS/BA studies in insurance, risk management, agriculture, food, engineering, business administration, safety related field or equivalent experience
• •Six to eight years' commercial underwriting, commercial claims adjusting, loss control/safety or associated commercial insurance fields
• •Knowledge of worker's compensation, fleet, general liability and property insurance coverage
• •In-depth knowledge of risk management issues, loss drivers and risk controls associated with various commercial industries
• •Good verbal and written communication skills
• •Must possess a desire to learn, grow and develop as a risk management professional
• •Interpersonal skills to interact with leadership, internal business partners and peers
• •Ability to prioritize work/time
• •Ability to operate a personal computer and learn/use applicable systems
• •Ability to consistently and effectively communicate on complex exposures and controls of those exposures through efficient reports
• •Must have a valid driver's license with satisfactory driving record in accordance with Nationwide standards
• •Must be able to climb, stoop, bend, balance on various heights, crawl and lift up to 50 lbs
• •Must be able to conduct physical surveys inspections
• •Frequent and overnight travel is required
• •May require relocation
• •Must be available for weekend shifts
• •Must be able to work in partnership with the clients, internal associates and agent partners
• •Must be able to work cooperatively and build strong working relationships with clients' Senior Leadership
• •Must be able to function as an ongoing risk management resource for clients and business partners
• •Must be able to participate in training classes, department and company meetings
• •Must be able to assist in the creation of a professional development plan with direct manager or director and be accountable for professional development progress
• •Must be able to regularly and consistently demonstrate the Nationwide Values
• •Must be able to obtain the required Federal and/or State licenses/registrations within the time period designated by the business unit
• •Must be able to obtain Associated insurance designations

Desired Qualifications

• •Ideal backgrounds include safety, compliance, thermal imaging and/or operations focused in the agribusiness industry
• •Experience in the agriculture and food industries
• •Affinity for the agriculture and food industries
• •Desire to learn and use your knowledge to improve a variety of operations to assist in reducing their exposures to potential loss
• •Consultant at heart
• •Keen sense of observation
• •Ability to assess a situation and make recommendations to improve safety practices
• •Ability to identify and evaluate risk exposures associated with all lines of Property and Casualty insurance coverage
• •Ability to determine underlying risk exposures and potential causes of loss
• •Ability to work with the ambiguity of limited code enforcement and regulation
• •Ability to determine if the risk controls in place are adequate to prevent or mitigate losses
• •Ability to develop recommendations which will assist client with managing risk
• •Ability to consult with Underwriting regarding exposures, controls and improvement opportunities
• •Ability to write comprehensive reports and recommendations that document client's hazards, exposures, controls and effectiveness of controls associated with all lines of insurance coverage
• •Ability to research client information using both internal and external resources
• •Ability to research client business history, industry and related technical information during survey preparation
• •Ability to analyze loss exposures and effectiveness of controls in place to mitigate them
• •Ability to analyze industry and client historical loss information for patterns or inherent exposures
• •Ability to analyze portfolio of assigned clients to identify frequency and severity trends to help prioritize survey activity
• •Ability to identify improvement opportunities and service opportunities based on the loss trends or data
• •Ability to communicate potential services and/or solutions to customers enabling them to manage their risk
• •Ability to coordinate services internally and request assistance from specialists and engineers as needed
• •Ability to advise Underwriting on risk insurability and coverages
• •Ability to determine effectiveness of client's operational risk control techniques by line of business
• •Ability to identify improvement opportunities and provide recommendations to assist client in risk management
• •Ability to determine when additional internal assistance is needed to help clients improve Property and Casualty risk management programs
• •Ability to research, analyze and evaluate favorability of select industries or classes of business
• •Ability to manage travel, personal workload and special projects to meet agreed upon timelines
• •Ability to consult with clients, internal business partners and agents regarding risk analysis, recommendations and service needs
• •Ability to create comprehensive technical reports and recommendations that address the hazards and controls associated with the client's business, insurance needs and coverage
• •Ability to complete assigned surveys based on established time and service standards
• •Ability to communicate, both verbally and in writing, recommendations for risk reduction to underwriting, clients and agent partners
• •Ability to utilize the reports, Risk Management Consultant's opinions and recommendations by underwriting to determine risk selection and pricing
• •Ability to manage a portfolio of clients
• •Ability to work in partnership with the clients, internal associates and agent partners to mutually benefit all parties
• •Ability to work cooperatively and build strong working relationships with clients' Senior Leadership (CEO's, CFO's, Risk Manager, Business Owner)
• •Ability to function as an ongoing risk management resource for clients and business partners
• •Ability to participate in training classes, department and company meetings
• •Ability to assist in the creation of a professional development plan with direct manager or director and be accountable for professional development progress
• •Ability to perform other responsibilities as assigned
• •Ability to report to manager or director
• •Ability to not have direct reports
• •Ability to serve as mentor for other RMC's or interns as assigned
• •Ability to create a professional development plan with direct manager or director and be accountable for professional development progress