SO, Credit Review Analyst
On-siteKuala Lumpur, Kuala Lumpur, Malaysia
Kuala Lumpur, Kuala Lumpur, MalaysiaOn-siteFull TimeEnterprise
Full TimeEnterprise
Job Summary
Conduct credit assessments on borrowers based on RMT Framework triggers, including EWS, Core, and Pre-emptive triggers. Perform site visits for borrowers in Klang Valley and manage Special Mentioned accounts. Review and handle Reschedule & Restructuring cases, conduct stress tests, and propose new approaches to stakeholders. Provide credit solutions to manage customer delinquency and recommend account strategies aligned with bank interests. Maintain knowledge of Country Credit Lending Policy, CMB Credit Policy, and Group Credit Lending Policy while applying technical underwriting criteria.
Required Qualifications
- Conduct credit assessment on borrower per triggering event based on RMT Framework triggers, ie. EWS/ Core/ Pre-emptive/ Country-specific triggers
- Conduct site visit for borrowers located in Klang Valley
- Review & manage Special Mentioned (SM) account
- Review and handle Reschedule & Restructuring (R&R) cases
- Conduct stress test or any ad-hoc request from management
- Build and maintain strong relationships with stakeholders to ensure smooth collaboration across all levels
- Propose new/ best approach as and when found
- Provide credit solutions/ services to manage the delinquency of customer's borrowing account/s
- Review, recommend and/ or close account strategy according to customer's needs with the interest of the bank in mind
- Assist customer on R&R as and when required
- Well verse with the following credit policies: - Country Credit Lending Policy (CLP)
- CMB Credit Policy (CCP)
- Group Credit Lending Policy (GCLP)
- RMT Framework
- Familiar with technical knowledge such as financial/ credit underwriting criteria
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