Senior Underwriter (PI & D&O) – Direct & Digital Trading
$150,000–$200,000 year
HybridManchester, England, United Kingdom
Job Summary
Apply senior underwriting authority across Professional Indemnity and SME risks, making referral and underwriting decisions outside standard automated rules while supporting profitable growth through effective risk selection. Monitor portfolio performance and trading results by analyzing conversion, acceptance rates, loss ratios, and profitability to identify trends and provide recommendations for improved trading outcomes. Shape future Direct insurance products, influence underwriting rules and digital journeys, and contribute to AI, technology, and digital transformation projects to evolve the Direct trading model. Act as a subject matter expert for PI and D&O products, providing guidance on governance, controls, and underwriting standards. Collaborate with senior leaders across Trading, Product, Underwriting, and Digital teams to drive improvements in quote, conversion, and retention performance within a newly created, strategically important role.
Required Qualifications
- Significant commercial underwriting experience
- Strong Professional Indemnity (PI) expertise
- Experience underwriting Directors' & Officers' (D&O) risks
- Experience operating with underwriting authority
- Exposure to referral underwriting and technical decision-making
- Strong understanding of underwriting governance and controls
- Portfolio management and performance monitoring experience
- Excellent customer management and communication skills
Desired Qualifications
- Direct insurance experience
- SME commercial insurance knowledge
- MGA, insurer or commercial broker background
- Product development exposure
- Pricing or rating experience
- Experience working with digital insurance propositions
- Interest in technology, automation and AI
Hiring someone like this?
Get your role in front of qualified candidates on Sorce.