Senior Staff Decision Science (Risk)
$190,000–$235,000 year
HybridSan Francisco, California, United States
Job Summary
Partner with product, engineering, and Legal & Compliance teams to shape product strategy and define the 3–6 month risk roadmap. Define and implement risk policies and strategies to support the product's launch while managing financial risk and maximizing customer lifetime value. Build scalable dashboards and pipelines to track KPIs, risk exposure, and loss trends, then leverage data-driven insights and experimentation to inform policy updates and drive continuous improvement. Take full ownership of the product's unit economics by setting ambitious goals and identifying pathways to sustainable, long-term growth. This role requires 8+ years of experience in risk/credit strategy at a financial institution or Fintech, with a graduate degree in a quantitative field and advanced SQL proficiency.
Required Qualifications
- 8+ years of relevant experience, including risk/credit strategy at a financial institution or Fintech
- A graduate degree in Statistics, Mathematics, Computer Science, or a related quantitative field
- Advanced proficiency in SQL and data visualization, with a track record of building scalable analytics and tooling that other teams reuse
- Excellent problem-solving skills and effectiveness in communicating complex technical concepts to non-technical stakeholders
- Subject-matter expertise across a large risk domain (e.g., existing-user credit risk or account takeover), with a strong sense of ownership and a track record of proactively expanding scope
- Hands-on experience applying AI/LLM tools (e.g., Claude Code) to accelerate analytics — evaluating and adopting AI tooling for the team and building automations others reuse, with sound judgment on accuracy, bias, and compliance
- Roles posted in New York, San Francisco, and Salt Lake City are hybrid positions with on-site expectations of 2-3 days per week in our local offices
- For candidates outside of these areas, you may be eligible for our relocation assistance program
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