Senior Specialist / Principal - Business Analysis
Hybrid · Pune, Maharashtra, India or Hyderabad, Telangana, India
Pune, Maharashtra, India or Hyderabad, Telangana, IndiaHybridFull TimeSenior LevelNot SpecifiedUnknown
Type
Full Time
Level
Senior Level
Education
Not Specified
Company size
Unknown
Job Summary
Senior/Principal Business Analyst to drive end-to-end analysis for payments solutions across real-time, clearing, and settlement; translate business requirements into functional specifications, message mappings, and user stories while ensuring ISO 20022 alignment; collaborate with banks, product, and engineering to support delivery, testing, and production readiness across the payments lifecycle.
Required Qualifications
- 8-13 years of experience as a Business Analyst ideally in SaaS, digital transformation, or fintech/payments environments
- Experience across at least one payment type such as SWIFT, SEPA, RTGS, real-time payments (FPS, NPP, IMPS, NEFT) or local clearing systems
- Payment rails like Fednow/RTP, Fedwire, ACH
- Exposure to leading payments products/platforms (e.g., Finastra GPP, ACI UPF, FIS, Fiserv, IBM FTM, SWIFT, Vocalink) is a plus
- Strong experience in payments business analysis, including FRD/FSD creation, message mapping, ISO 20022 knowledge, and change management
- Solid understanding of the end-to-end payments lifecycle, from initiation through clearing and settlement
- Hands-on with interfaces and integrations (IRD) across banking systems and collaboration with business and technology teams
- Experience supporting SIT, UAT, production (L2/L3), defect triage, user stories, and requirements traceability
- Ability to quickly learn new technologies, tools and environments
- Strong articulation skills
- Hands-on experience in JIRA and Confluence
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