Senior Product Owner - Amar Bank Digital
On-siteJakarta, Jakarta, Indonesia
Job Summary
Lead end-to-end product discovery through customer interviews, market analysis, and rigorous problem validation before committing to solutions. Coordinate across Product, Design, Engineering, Business, Operations, and Compliance without formal authority to align on scope, sequence, and definition of completion. Partner with engineering to scope technical feasibility and trade-offs, while collaborating with design to validate UX flows and prototypes. Define, prioritize, and groom the backlog using structured frameworks like RICE, writing clear PRDs and acceptance criteria. Design and run controlled experiments with A/B tests and phased rollouts to validate hypotheses, then release increments, measure performance, and document go/no-go decisions based on evidence. Own defects and operational issues between releases, mobilizing teams to stabilize initiatives. Move flexibly across the digital banking portfolio as priorities shift, evaluating where AI/ML can meaningfully improve the product experience.
Required Qualifications
- 5+ years in product management/ownership roles
- at least 2 years in mobile digital banking, fintech, or a comparably regulated, high-stakes consumer product environment
- Demonstrated ownership of a product area from ambiguous goal to a documented, evidence-based conclusion, not just feature delivery
- Experience working within compliance/risk-constrained environments (banking, payments, or similarly regulated industries)
- Track record of running rigorous experiments (with proper control groups) and using data to kill, adjust, or scale ideas
- Experience coordinating delivery across multiple functions without direct authority over them
- Comfortable moving across different product areas as priorities shift, and picking up unfamiliar initiatives quickly
- Comfortable operating with a high degree of autonomy and ambiguity
- Lead end-to-end discovery: customer interviews, market/competitive analysis, and problem validation before committing to solutions
- Coordinate across Product, Design, Research, Engineering, Business, Operations, and Compliance without formal authority, aligning all parties on scope, sequence, and definition of completion
- Partner with engineering to scope technical feasibility, trade-offs, and delivery timelines
- Partner with design on UX flows, critique prototypes, and run usability validation before build
- Work within established SDLC, PRD, and experimentation standards, and raise compliance or risk implications at the earliest opportunity rather than working around them
- Define, prioritize, and continuously groom the product backlog using structured frameworks (RICE, weighted scoring, or equivalent)
- Write clear PRDs, user stories, and acceptance criteria that engineering and design can execute against without ambiguity
- Define the metrics and data behind each assigned measure, and confirm they represent what they're intended before drawing conclusions
- Design and run experiments (A/B tests, phased rollouts) with proper control groups and no unmanaged overlapping tests, to validate hypotheses and inform go/no-go decisions
- Release each increment, measure its performance, analyze the outcome, and document a decision to continue, adjust, or discontinue
- Own any defect, incident, or operational issue that arises between release and conclusion, mobilizing the right people to resolve it and stabilize the initiative
- Report progress and outcomes to leadership with clear, data-backed narratives
- Move flexibly across the bank's product portfolio as priorities are re-ranked, picking up new initiatives quickly and carrying each to a completed, documented conclusion
- Evaluate where AI/ML can meaningfully improve the product experience or internal workflow, and scope those initiatives responsibly
Desired Qualifications
- banking, payments, or similarly regulated industries preferred
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