Senior Product Manager – Visa Commercial Virtual Cards
$152,200–$243,700 year
On-siteAustin, Texas, United States
Job Summary
Develop and maintain a deep understanding of Visa Commercial Solutions strategies, Virtual Card priorities, B2B payment flows, customer needs, and market requirements to translate them into the product roadmap. Serve as the Product Owner for one or more scrum teams by defining product features, prioritizing the backlog, and writing clear epics, features, user stories, and acceptance criteria. Partner with Technology, Architecture, and Engineering teams to deliver scalable, resilient, and secure platform capabilities across payment services, account services, virtual card lifecycle management, settlement, reconciliation, and APIs. Work cross-functionally with Risk, Legal, Regulatory, Operations, Implementation, Client Service, Finance, and regional product teams to assess impacts, resolve issues, and support successful delivery. Plan and conduct User Acceptance Testing to validate that product capabilities meet business, functional, operational, and client requirements. Produce and maintain product documentation, including user guides, product overview decks, release notes, implementation materials, training content, and support documentation. Drive go-to-market and operational readiness activities, including release communications, client impact assessments, defect triage, escalation management, and post-release monitoring.
Required Qualifications
- 6 years of work experience with a Bachelor's degree
- 4 years of work experience with an Advanced degree, e.g., Masters, MBA, JD, MD, or a minimum of 2 years of work experience with a PhD
- Strong leadership, interpersonal, and communication skills, with the ability to work collaboratively with others in cross-functional teams
- Experience in presenting and communicating complex/detailed topics to technical and non-technical stakeholders
- Strong proficiency in MS Office, including Excel, PowerPoint, Visio, and Word
- Experience managing digital, fintech, SaaS, commercial card, or B2B payment products from inception to launch
- Experience with an AI tools like ChatGPT, Gemini, Microsoft Copilot
- Minimum of 8 years of experience with a Bachelor's degree
- At least 6 years of experience with an Advanced Degree, e.g., Masters, MBA, JD, MD, or PhD
- Proven experience with commercial card, virtual card, B2B payments, embedded payments, treasury, payables, or accounts payable automation solutions
- Comprehensive understanding of payment flows within B2B environments, including buyer, issuer, processor, supplier, settlement, reconciliation, and reporting processes
- Track record of serving as a product manager, overseeing products from conception through launch
- Experience with API-based products, platform integrations, payment services, account services, data APIs, and partner integrations
- Ability to identify potential failure points and develop effective error-handling strategies to ensure product resiliency
- Strong technical expertise and understanding of virtual card lifecycle management, credit card authorization, clearing, settlement, reconciliation, and exception handling processes
- Excellent organizational and project management skills, with the capacity to execute complex projects independently or through team supervision
- Superior analytical and problem-solving abilities, with keen attention to detail
- Comfortable thriving in fast-paced, dynamic, and customer-focused environments
- Knowledge of additional digital and B2B payment systems such as ACH, RTP, SWIFT, and ISO 20022
- Travel 5-10% of the time
Desired Qualifications
- Strong analytical, technical, collaboration, and leadership skills
- Technical, analytical, collaborative and strategic product skills
- Develop a deep understanding of Visa Commercial Solutions' Virtual Card and B2B payment platforms, payment flows, account structures, and virtual card capabilities
- Customer-centric and passionate about payments and product, inquisitive, driven, and enjoys solving complex business problems using his/her strong analytical skills
- Demonstrate strong analytical thinking, problem-solving, leadership, and communication skills while operating independently in a fast-paced, rapidly changing, customer-focused environment
- Experience managing digital, fintech, SaaS, commercial card, or B2B payment products from inception to launch
- Experience with an AI tools like ChatGPT, Gemini, Microsoft Copilot is a must
- Proven experience with commercial card, virtual card, B2B payments, embedded payments, treasury, payables, or accounts payable automation solutions
- Comprehensive understanding of payment flows within B2B environments, including buyer, issuer, processor, supplier, settlement, reconciliation, and reporting processes
- Track record of serving as a product manager, overseeing products from conception through launch
- Experience with API-based products, platform integrations, payment services, account services, data APIs, and partner integrations
- Ability to identify potential failure points and develop effective error-handling strategies to ensure product resiliency
- Strong technical expertise and understanding of virtual card lifecycle management, credit card authorization, clearing, settlement, reconciliation, and exception handling processes
- Excellent organizational and project management skills, with the capacity to execute complex projects independently or through team supervision
- Superior analytical and problem-solving abilities, with keen attention to detail
- Comfortable thriving in fast-paced, dynamic, and customer-focused environments
- Knowledge of additional digital and B2B payment systems such as ACH, RTP, SWIFT, and ISO 20022
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