Senior Product Manager - Credit
HybridLagos, Lagos, Nigeria
Job Summary
Own product strategy by defining and executing the vision for your credit area, developing roadmaps focused on customer value and portfolio performance, and identifying new lending use cases. Build products that leverage AI for intelligent decisioning, optimizing the journey from application to repayment while balancing experience with responsible lending principles. Drive measurable business impact by owning credit revenue, approval rates, and operational efficiency, using hypotheses and experimentation to define metrics and iterate quickly. Work daily across teams to influence execution, remove ambiguity, and ship improvements at speed.
Required Qualifications
- 7+ years of Product Management experience
- significant ownership of complex customer-facing products
- Hands-on experience building and scaling retail credit or lending products
- Deep understanding of unsecured lending, credit cards, overdrafts, personal loans, BNPL, or similar products
- Strong understanding of customer journeys across the full lending lifecycle
- Excellent product intuition supported by rigorous data analysis
- Experience working closely with Engineering and Data Science teams
- AI-first mindset: you're obsessed with finding practical applications of AI, not just using LLMs for writing or coding, but rethinking products, processes, and customer experiences around what AI makes possible
- You constantly experiment with new tools and translate them into measurable business impact
- Proven ability to define strategy and execute in fast-moving environments
- Excellent prioritisation and decision-making skills
- Outstanding communication and stakeholder management abilities
- High ownership and accountability
- naturally think like a founder
- already built and scaled lending products
- understands the complexity of credit
- excited by the challenge of creating world-class lending experiences at scale
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