Senior Product Manager - Billing
RemoteUnited States or India
Job Summary
Own merchant settlement, payouts, and fee/billing platforms, managing gross/net funding models, multi-currency splits, and rolling reserves to ensure 130,000+ businesses trust revenue handling. Define global strategy for consolidating regional logic onto a shared platform, setting contract APIs for Voyager, Ezypay, and Odin while mentoring local teams. Own royalty and rebate economics, configuring tier thresholds and disbursements without code changes, and cut fee leakage by billing every chargeable event correctly. Embed AI tools across the lifecycle to synthesize finance interviews, prototype calculations, and surface reconciliation anomalies, driving agile delivery with clear PRDs and acceptance criteria.
Required Qualifications
- 4+ years of product management experience
- at least 3 years owning settlement, payouts, billing, ledger, or revenue-share products
- Deep understanding of merchant funding and settlement: funding models, payout timing and value dating, reserves, negative balances, and multi-currency payout
- Strong grasp of fee and billing mechanics: pricing model configuration, fee calculation, invoicing and statements, collection methods, and tax treatment
- Working knowledge of ledger design and reconciliation — double-entry thinking, balance integrity, and matching against scheme, acquirer, and bank files
- Experience with partner economics: revenue share, residuals, rebates, or royalty calculation and disbursement
- Experience building or owning a platform that other teams integrate with — defining APIs, contracts, and versioning, not just end-user features
- Track record of shipping money-critical products at scale where correctness, idempotency, and auditability are non-negotiable
- Comfortable with finance, treasury, and risk as primary stakeholders, not just engineering
- Demonstrated technical depth — able to engage engineers on ledger architecture, data models, and integration design
- Experience mentoring product managers or operating as a product lead across multiple squads
- Excellent written and verbal communication — able to write crisp PRDs, present to executives, and align distributed teams around a shared platform
- Hands-on proficiency with AI productivity tools (Claude, ChatGPT, Cursor, or equivalent), with real examples of using AI to lift PM output and quality
- Comfortable operating from India across global time zones (APAC, UK, and US)
- To be legally authorised to work in the location (country) you're applying for
Desired Qualifications
- Experience consolidating multiple regional settlement or billing systems onto a single platform
- Multi-currency, multi-entity settlement and cross-border payout
- Exposure to safeguarding, reserves, and settlement risk
- Franchise models where third parties take a share of merchant revenue
- Background in embedded payments, payfac, or platform models
- Exposure to month-end close, revenue recognition, or external audit requirements
- Experience working across federated teams where a central platform serves local market products
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