Senior Product Analyst
$85,000–$105,000 year
HybridCambridge, Ontario, Canada
Job Summary
Develop and maintain underwriting policies, procedures, and product guidelines for Private Passenger Auto, Commercial Auto, and other lines to support risk management. Draft, review, and update policy wordings while researching new products and recommending risk selection criteria based on market trends. Create supporting documentation including rate manuals and monitor legislative developments to identify emerging risks and compliance impacts. Build relationships with regulatory bodies, industry partners, and technology vendors to drive product development and ongoing compliance.
Required Qualifications
- Bachelor's degree or diploma in a related insurance, business, or risk management program, and/or an equivalent combination of education and experience
- 5+ years of underwriting experience in the Property & Casualty insurance industry, including experience in auto insurance, commercial auto, and/or commercial lines
- CIP designation completed or actively pursuing completion
- Strong knowledge of insurance policy wordings, endorsements, the Insurance Act, Highway Traffic Act, and other applicable regulatory requirements, with the ability to interpret and apply them effectively
- Highly detail-oriented, with demonstrated experience working in a regulated environment and adhering to established processes, compliance requirements, and underwriting standards
- Excellent oral and written communication skills, with the ability to build effective relationships with internal and external partners
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