Senior Portfolio Credit Analyst - Farm & Ranch
$80,000–$95,000 year
HybridJohnston, Iowa, United States
Job Summary
Manage Farmer Mac's agricultural production credit portfolio by analyzing distressed loans, approving credit actions, and restructuring collection strategies. Review updated financials and collateral inspections to ensure risk ratings remain appropriate and adherence to portfolio guidelines. Track delinquency and substandard loan trends while collaborating with Accounting, Legal, and Servicing teams on credit requests. Provide high-level customer service to institutions using loan programs and evaluate portfolio data for accuracy and integrity. Work Monday through Friday 8:30 a.m. to 5:30 p.m. Eastern Time in a hybrid or fully remote environment with minimal travel.
Required Qualifications
- Bachelor's degree in agricultural economics, business, finance, accounting, or similar discipline.
- Five (5) to ten (10) years of experience in agricultural lending with a strong knowledge of portfolio management of agricultural mortgages.
- Strong familiarity with loan underwriting, appraisal, real estate title, and law relating to agricultural real estate loans.
- Sound knowledge of agricultural real estate lending
- Strong background in credit analysis and underwriting of agricultural loans
- Thorough understanding of mortgage lending best practices and procedures
- Strong verbal and written communication skills, with the ability to communicate effectively with Farmer Mac staff and clients
- Proficiency in operating in a computerized office environment, with solid ability in all MS Office applications, especially focused on PowerPoint, Excel, Teams, Power BI, and Copilot
- Strong work ethic with the ability to work on one or more tasks efficiently and effectively with minimal supervision
- Work can be conducted in a hybrid or fully remote environment within business hours: Monday through Friday 8:30 a.m. to 5:30 p.m. Eastern Time.
- Work outside of these times may be required for planned and unplanned activities to complete time-sensitive projects or to attend off-site meetings or events.
- The role requires minimal travel.
Desired Qualifications
- Comfortable reviewing and analyzing agricultural appraisals and evaluations
- Knowledge of database management to the extent that the data can be used to generate reports that assist with managerial decisions
- Familiarity with and ability to become proficient with Farmer Mac's online loan origination and servicing platforms and applications
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