Senior Mortgage Underwriter
$68,640–$104,000 year
On-siteIndianapolis, Indiana, United States
Indianapolis, Indiana, United StatesOn-siteFull Time$68,640–$104,000 yearSenior Level
Full TimeSenior Level
Job Summary
Review and underwrite residential mortgage loan applications, evaluating credit, income, assets, appraisals, and supporting documentation. Approve or decline loans within assigned lending authority while utilizing DU and LP automated underwriting systems. Perform detailed appraisal reviews and validate loan data to ensure compliance with FHA, VA, USDA, Fannie Mae, Freddie Mac, and portfolio investor guidelines. Maintain established turnaround times and stay current on industry regulations. Requires strong experience with VA and USDA products and proficiency in automated underwriting tools.
Required Qualifications
- Previous mortgage underwriting experience
- Strong experience underwriting VA and USDA loans
- Experience with FHA, Conventional, Fannie Mae, Freddie Mac, and Portfolio loan products
- Proficiency with DU and LP automated underwriting systems
- Strong analytical, decision-making, and communication skills
- Ability to review complex financial documentation and make sound underwriting decisions
- Detail-oriented with the ability to manage multiple files in a fast-paced environment
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