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Fulton BankPosted 6 months ago

Senior Mortgage Loan Officer

RemoteLakewood, New Jersey, United States or Pennsylvania, United States

Full TimeSenior LevelLarge

Job Summary

Develop and expand referral sources with realtors, builders, attorneys, and financial advisors to generate a continual stream of mortgage loan originations. Collect and analyze applicant financial information to assess qualifications, interview customers, and recommend appropriate loan terms and conditions. Perform work related to originated loans by obtaining data, following current loans for compliance, completing paperwork, and communicating with customers throughout the process. Maintain regular contact with centers of influence to solicit first mortgages and cross-promote other financial products. Ensure all loan activities and documentation adhere to regulatory compliance and company policies.

Required Qualifications

  • High School Diploma or equivalent
  • 4 or more years Current residential mortgage lending
  • 4 or more years Incumbents will have established referral sources that are outside of branch referrals and provide a continual stream of loan originations
  • 4 or more years Proven ability to develop and maintain a significant amount of referral sources from contacts and relationships outside the organization
  • Other Duties as Assigned by Manager
  • reading, understanding and acting on the contents of all Company-assigned and/or job related Compliance Programs, regulations and policies and procedures
  • ensure that all Compliance Training assignments are completed by established due dates
  • understanding and identifying compliance risks impacting their department(s)
  • ensuring compliance with applicable laws or regulations
  • escalating compliance risks to the appropriate level of management

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