Senior Lending Officer, Agriculture - Eastern Colorado
$80,000–$150,000 year
RemoteColorado, United States
Job Summary
Manage the overall credit risk of the agricultural loan portfolio through effective planning, credit review, sales, and lending techniques. Develop and maintain a robust agricultural loan portfolio while working with senior management to prepare strategic business initiatives and meet production goals. Conduct field visits to evaluate plant equipment and operational methods, analyze applicant financial status and property, and approve loans within specified limits or prepare presentations for committee review. Supervise the agricultural lending team, ensuring policy compliance and mitigating repayment risks through comprehensive data gathering and economic trend analysis.
Required Qualifications
- Bachelor degree in Business, Finance, Agriculture or similar field
- Banking Education through certified institutions
- Fifteen plus years experience within the banking industry, including a current background in agriculture lending and risk management
- Experience managing multiple lines of business in agriculture lending and banking operations
- Experience in supporting the agricultural community through a blend of financial acumen, agricultural and lending knowledge and interpersonal skills
- Knowledge of the banking industry procedures, workflow and regulatory requirements at a state and federal level
- Understanding of various credit structures, credit philosophy and credit underwriting for agriculture
- Knowledge and understanding of equipment loans and valuation, crop and animal production and inventory loans, federal crop insurance assignments, statutory and licensing requirements
- Understand how to sell bank products and services
- Competence with figures and an analytical mind with the ability to make accurate evaluations and sound lending recommendations for agriculture
- Understand financial statements and credit analysis for agriculture
- Ability to analyze complex agricultural financial information and solve problems
- Excellent written and oral communication
- Proficient computer skills (Excel and Word)
- Strong management skills, including ability to motivate others
- Time management skills, including ability to prioritize and organize
- Applicants must be authorized to work for any employer in the U.S.
- Applicants outside of Colorado will not be considered for this remote work opportunity
Desired Qualifications
- We are seeking employees that care about customers and are interested in continuous improvement and have a growth mindset
- We are seeking employees that enjoy the idea of being a representative of the bank in your community
Hiring someone like this?
Get your role in front of qualified candidates on Sorce.