Senior Lead, Underwriting
$160,000–$220,000 year
On-site · Madison, Wisconsin, United States or Denver, Colorado, United States
Job Summary
Senior Lead, Underwriting at MGT Insurance leads and defines underwriting authority across lines (BOP, Commercial Auto, Farm, Property, General Liability), owning guidelines, risk appetite, and referral framework. The role steers coverage interpretation, ISO deviations, and manuscript forms, and collaborates with product, pricing, and AI underwriting to ensure consistent judgment and portfolio profitability. Responsibilities include authoring guidelines, managing underwriting authority matrices, overseeing file audits and loss-analytics, leading AI-assisted underwriting prompts (Athena), mentoring underwriting staff, and contributing to reinsurance and regulatory discussions. Requires extensive commercial P&C underwriting experience, strong knowledge of ISO forms and SERFF, and admitted-market experience; CPCU/AU or equivalent designation is preferred.
Required Qualifications
- 10+ years of commercial P&C underwriting experience with technical depth across BOP, Commercial Auto, Farm, General Liability, or Commercial Property
- Demonstrated experience authoring or substantially revising underwriting guidelines at a carrier or program level
- Deep knowledge of ISO forms, coverage structure, and the interplay between policy language and loss outcomes
- Admitted market experience: state-filed rates, SERFF, ISO deviation, and regulatory compliance expectations
- Strong analytical instincts — comfortable reading loss runs, evaluating portfolio mix, and spotting adverse selection patterns
- Clear, precise communicator — able to make complex coverage questions legible to engineers, product managers, and agents alike
- CPCU, AU, or equivalent professional designation
Desired Qualifications
- CPCU
- AU or equivalent professional designation
- Admitted market experience
- SERFF
- ISO deviation
- ISO forms
- AI underwriting tools
- Athena AI underwriting agent experience
- leadership and mentoring experience
- underwriting guideline development
- portfolio analysis
- loss analytics
- reinsurance submissions
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