Senior Electronic (Wire) Payments Representative
$46,904–$60,944 year
On-siteAurora, Illinois, United States
Job Summary
Process, review, and support domestic and international wire transfer and Foreign Exchange (FX) transactions, ensuring accurate completion within established deadlines. Verify transaction approvals, resolve non-posting wires, and balance settlement general ledger accounts while posting daily entries. Monitor OFAC, sanctions, and compliance queues; process Reg E and Remittance Transfer claims; and partner with BSA, Fraud, and other departments to review and escalate payment-related issues. Upload and process incoming and outgoing ACH files through Federal Reserve channels, memo-post activity, and contact Account Officers for balance approvals. Uphold bank policies, risk controls, and regulatory requirements while providing timely support to internal and external customers. This role requires onsite daily work in Aurora, IL, with a base pay range of $22.55 to $29.30 per hour.
Required Qualifications
- High school diploma (or equivalent) and two or more years of banking experience; or equivalent combination of education and experience
- Strong verbal and written communication skills
- Excellent analytical and organizational skills
- Ability to work effectively in a fast-paced, deadline-driven environment
- Demonstrates flexibility and the ability to manage multiple tasks simultaneously
- Strong computer proficiency, including Microsoft Office and banking/payment systems and processes
- This position requires the incumbent to work onsite (37 S. River Street, Aurora, IL) on a daily basis to perform the regular responsibilities of the role
Desired Qualifications
- Experience with wire transfer processing, Foreign Exchange, ACH, or electronic payments
- Familiarity with OFAC screening, BSA/AML procedures, Reg E, Remittance Transfer rules, and electronic payment regulations
- Experience working with core banking systems, wire platforms, or Federal Reserve systems
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