Senior Credit Manager, US Card
$170,000–$200,000 year
RemoteUnited States
Job Summary
Ideate and build new line management programs by independently identifying, designing, and testing policies such as over-limit rules or dynamic credit increases. Own end-to-end analytical work using SQL and Python to size opportunities, structure tests, and evaluate results in partnership with Data Science and Product. Drive through ambiguity by scoping undefined problem spaces, building tests, and pushing them to scalable solutions without step-by-step direction. Partner closely with Data Science to define success criteria for enhanced risk models and serve as the business owner driving those initiatives forward. Communicate complex analysis into clear, decision-ready recommendations for senior stakeholders to shape business outcomes.
Required Qualifications
- Bachelor's degree in a quantitative field (Engineering, Business, Finance, Computer Science, Mathematics, Economics, or similar)
- 5-7 years of experience in credit risk, data analytics, or a related quantitative discipline, ideally in consumer lending or fintech
- Strong SQL or Python skills
- Excellent communication skills
- Demonstrated ability to influence outcomes and build trust with senior stakeholders and cross-functional partners without formal reporting authority
- Strong analytical and problem-solving instincts, with comfort operating in ambiguity and a track record of driving projects forward independently
- A creative, action-oriented approach — someone who prototypes, tests, and iterates rather than waiting for a fully-defined problem statement
- Eagerness to learn new tools and methods, and to stay current with trends in credit, lending, and AI
Desired Qualifications
- advanced degree
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