Senior Credit Evaluation Manager
On-siteSingapore, Singapore
Job Summary
Conduct credit risk evaluations and approve or reject credit applications for Corporate, Islamic, Commercial, Financial Institutions, and Personal Financial Services units. Review credit risk grades for corporate segments, affirm or override with justification, and ensure product parameters and regulatory requirements are met for personal services. Address pertinent credit risk issues, evaluate operational requests, and keep abreast of industry developments and market trends. Maintain compliance with bank guidelines, MAS notices, and circulars while addressing auditor and regulatory findings. Perform joint customer visits to guide facility structuring and assist in departmental operations.
Required Qualifications
- Degree /professional qualifications in Business, Accounting, Banking, Finance, Economics or other relevant disciplines
- Minimum 15 years working experience in credit risk evaluation /analysis of corporate, SME and retail lending
- Knowledge of MAS statutory requirements is required for retail lending (i.e. housing & commercial property loans)
- Possess strong credit writing and analytical skills in corporate /SME lending
- Good communication and interpersonal skills
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