Senior Credit Analyst
On-siteHouston, Texas, United States
Job Summary
Underwrite credit requests of all sizes and complexity by preparing comprehensive loan memorandums detailing loan requests and credit quality for presentations. Gather and analyze credit information on current and potential borrowers to determine the advisability of granting credit for diversified loan types. Participate in the credit review process to ensure all underwriting, policy, and compliance procedures are followed while maintaining effective relationships with Senior Management and lending staff. Mentor and train credit analysts, coordinate internal group training, and identify external training opportunities. Assist loan officers in writing loan requests and promote business by maintaining good customer relations and referring clients to appropriate staff.
Required Qualifications
- Proven ability to manage all essential duties of the City Bank Credit Analyst position
- Prepare comprehensive loan memorandums detailing loan requests and credit quality for loan presentations and approval
- Underwrite credit requests of all sizes and complexity
- Participate in the credit review process and insure that all underwriting, policy, and compliance procedures are followed
- Efficiently Familiarize oneself with City Bank policy to effectively interpret, apply, and advise on policy
- Maintain effective relationships with Senior Management and lending staff and assist Lenders on client calls/meetings
- Mentor and train credit analysts as well as coordinate and oversee internal group training
- Participate in the hiring process and development of the credit department
- Identify and coordinate external training opportunities for credit department
- Ensure that procedures and credit requests comply with City Bank's loan policy
- Participate in external training modules that consist of advanced credit analysis training a minimum of 2 times per year
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