Senior Credit Analyst
$76,419–$102,606 year
On-site · San Francisco, California, United States or Austin, Texas, United States
Job Summary
Senior Credit Analyst responsible for spreading, managing and maintaining financial background information on present and prospective customers; developing credit studies for Loan Officers and executive management; preparing a variety of credit department reports; supporting credit administration in analyzing credit and collateral information to determine lending risk; collecting, organizing, and analyzing company financials for bank compliance; resolving client compliance issues; reviewing financials and performing sensitivity analyses to evaluate credit risk; preparing in-depth reports with plans of action based on qualitative and quantitative research; collaborating cross-functionally to execute treasury management products, foreign exchange instruments, and derivatives; producing loan packages for new and restructured loans; monitoring loan disbursements to ensure regulatory compliance; liaison with third parties such as field auditors and appraisers.
Required Qualifications
- Bachelor's degree or equivalent experience required
- 2+ years of related experience in Accounting, Finance or Economics or similar field
- Entry level to intermediate knowledge of general banking operations
- Entry level to intermediate knowledge of applicable regulatory and legal compliance obligations
- Strong analytical, conceptual, communication, leadership, and organizational skills
Desired Qualifications
- 2+ years of related experience in Accounting, Finance or Economics or similar field
- Bachelor's degree or equivalent experience
- Entry level to intermediate knowledge of general banking operations
- Entry level to intermediate knowledge of applicable regulatory and legal compliance obligations
- Strong analytical, conceptual, communication, leadership, and organizational skills
- Ability to self-motivate and work productively without supervision
- Intermediate speaking and writing communication skills
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