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TD BankPosted 1 week ago

Senior Account Manager, Special Loans & Restructuring

$96,900–$136,800 year

On-siteMontréal, Quebec, Canada or Burlington, Ontario, Canada

Full TimeSenior LevelEnterprise

Job Summary

Manage a portfolio of higher-risk or impaired TDEF accounts by developing practical restructuring and recovery strategies to maximize funds recovered. Identify deterioration early and act with urgency to reduce loss exposure while preserving viable client relationships where possible. Assess credit applications with clear risk analysis, monitor assigned accounts for covenant performance and collateral position, and determine whether turnaround, restructure, realization, or exit is the appropriate path. Lead difficult conversations to negotiate practical repayment, restructuring, or settlement solutions in a fair and commercially sound manner. Maintain accurate, timely portfolio information and workflow discipline using BBHub, EKIP, JIRA, Excel, and other applicable systems. Partner with Financial Restructuring Group, TDEF Credit, Commercial Banking, and external professionals including legal counsel and receivers to ensure alignment and timely decisions.

Required Qualifications

  • Bachelor's degree in Finance, Commerce, Business Administration or a related field
  • Minimum 5 years of progressive experience in Commercial Credit, Commercial Banking, Equipment Finance, Special Loans, Late Stage Collections, Restructuring or Workout
  • Bilingual French and English capability

Desired Qualifications

  • Experience with impaired loans, financial restructuring, insolvency proceedings, enforcement, recovery strategy or asset realization

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