Risk Management – North America Legal Entity Credit Risk -Vice President
On-site · New York City, New York, United States
Job Summary
Vice President, Wholesale Credit Risk – Legal Entity: deliver portfolio management, governance, and regulatory engagement across covered legal entities in the region. Provide rigorous exposure variance analysis and executive commentary to senior stakeholders and governing bodies. Help embed firmwide and local regulatory requirements into policies, procedures, limits, and thresholds. Partner with Risk Management and functional stakeholders to build, execute, and maintain standardized legal entity credit risk frameworks. Support regulator and auditor engagements with clear explanations of frameworks, operating model, and portfolio updates. Coordinate responses to regulatory and audit exams and inquiries, aligning with central firmwide risk partners. Execute remediation plans and sustainable controls, reporting progress against commitments and deadlines.
Required Qualifications
- 7 years of experience in credit risk, portfolio risk management, or related risk governance roles
- Experience managing or overseeing legal entity credit risk frameworks, limits, thresholds, or governance deliverables
- Demonstrated ability to perform and communicate exposure variance analysis and key risk driver attribution
- Strong understanding of risk governance expectations, including policy/procedure embedding and control sustainability
- Experience supporting regulatory, audit, or exam engagements, including drafting clear responses and coordinating evidence
- Proven cross-functional partnering skills across Credit Officers, Legal Entity Risk Managers, Finance, Policy, and risk reporting teams
- Ability to translate complex portfolio data into executive-level narrative and decision-ready materials
- Strong project execution skills, including ownership of timelines, dependencies, and escalation where needed
- High attention to detail with sound judgment and a bias toward well-documented, defensible outcomes
- Excellent written and verbal communication skills
- 7 years of experience specifically in wholesale credit risk portfolio management or legal entity risk governance
- Experience operating across multiple regions or legal entities, balancing global consistency with local requirements
- Familiarity with building standardized operating models and governance artifacts at portfolio scale
- Experience leading or coordinating end-to-end remediation programs with measurable control outcomes
- Advanced capability in risk reporting and portfolio analytics tooling (for example, dashboards, executive packs, governance MI)
- Experience presenting to senior governance committees and responding live to challenge questions
- Relevant risk certification or advanced degree (as applicable)
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