Risk Management - Lead Credit Officer - Vice President
On-site · Columbus, Ohio, United States
Job Summary
Senior-level Risk Management leadership for Credit within JPMorgan Chase's Business Banking Risk Management and Compliance. The role governs full risk assessments and final credit decisions for exposures typically in the range of several million dollars, performing due diligence, renewal decisioning, annual reviews of large credits, and maintaining strong partnerships with Sales, Operations, Legal, Compliance, and Risk. The post holder will implement the firm’s risk appetite, ensure appropriate risk grading and loss given default assignments, and collaborate with Divisional Risk Managers, Portfolio Managers, and Managed Assets teams to maintain portfolio quality. Additional duties include driving process improvements to increase efficiency and consistency, leading strategic management projects, and traveling to supported markets as needed. Strong communication, relationship-building, and negotiation skills are essential to interact with senior management and cross-functional partners. The role emphasizes leadership in risk controls, portfolio management, and cross-functional process optimization in a fast-paced, high-stakes banking environment.
Required Qualifications
- Bachelor’s degree or higher
- Formal Credit Training from a well-recognized Financial Institution
- 10+ years of underwriting and/or credit risk experience
- Excellent risk assessment skills, including risk identification and measurement, mitigation strategy development
- Excellent interpersonal and communication skills, including ability to negotiate, compromise and demonstrate diplomacy in sensitive situations and to interact effectively with senior management
- Ability to build relationships with the Business and other LOB partners
- Strong understanding of Credit and Treasury Products as well as their inherent risks and available mitigants
- Demonstrated ability to influence decisions, work amongst a team of peers and/or senior management as well as manage time sensitive, complex initiatives
- Ability to prioritize and execute on multiple, simultaneous, complex priorities
- Willingness to travel to supported markets (~10%)
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