Risk Management - Lead Credit Officer - Vice President
On-site · Irvine, California, United States
Job Summary
Lead Credit Officer in JPMorgan Chase's Risk Management and Compliance group evaluates and interprets data to support management in making credit decisions on multifamily and other CRE loan requests ranging from $1M to $25M+. Oversee credit analysis, manage risk in complex transactions, mentor junior analysts, and build relationships with internal stakeholders across sales, processing, closing, and legal. Apply applicable policies, standards, procedures, and regulatory requirements; perform data analysis to provide insights; serve as a technical expert on credit risk analysis tools; monitor industry trends to maintain a competitive edge. Requires a Bachelor's in business or finance and 7 years of CRE lending/credit analysis experience; preferred advanced degree and experience with loan underwriting, CRE markets, and proprietary risk tools.
Required Qualifications
- Bachelor's degree in business or finance
- 7 years of experience in commercial real estate lending, credit analysis, or loan workouts
- Thorough understanding of multifamily real estate property valuations and cash flow analysis
- Excellent financial analysis skills including evaluating property cash flows, property valuation, and personal financial statements
- Ability to manage competing priorities in a collaborative, high-volume environment with attention to detail
- Excellent verbal and written communication and problem-solving skills
- Ability to prioritize, plan, and manage people and processes to complete credit analysis and other assignments
- Familiarity with regional commercial real estate markets and municipal regulations
- Proficiency in Microsoft Word, Excel, and PowerPoint, with the ability to adapt to proprietary systems
Desired Qualifications
- Advanced degree in a related field or real estate coursework
- Experience as a loan underwriter in commercial real estate or agency lending (Fannie Mae or Freddie Mac)
- Experience with proprietary credit risk management tools
- Experience with large language model tools
Apply with one swipe on Sorce. We auto-fill applications and apply on your behalf — no cover letters, no 40-minute forms.
Hiring someone like this?
Get your role in front of qualified candidates on Sorce.