Risk Management - Credit Risk Associate

Credit Risk Associate within JPMorgan Chase's Risk Management and Compliance. Manage and monitor a portfolio of leveraged finance credit exposures across Business Services subsectors (e.g., facilities management, outsourcing, staffing, security services, consulting firms, etc.). Underwrite LBOs and recapitalizations; partner with the trading desk to approve hedging exposure; support legal negotiations; collaborate with the Asset Based Lending (ABL) Credit Team to deliver collateral-backed solutions. Conduct scenario analysis/stress testing on leverage, liquidity, and cash flow resilience; take ownership of client credit needs and independently develop credit opinions. Build and review pro forma capital structures and cash flow projection models; assess debt capacity, deleveraging paths, interest coverage, liquidity, and covenant headroom. Manage credit due diligence for clients and capital markets transactions, coordinating third-party reports, management meetings, and site visits. Assess counterparty credit risk using SA-CCR/PFE methodologies; monitor exposure, collateral thresholds, and margining under CSA. Coordinate with Treasury Services, Payments Risk, and Implementation teams to align product structures, collateralization/guarantees, and documentation with credit appetite. Collaborate with Global Corporate Banking Coverage, Debt Capital Markets, Investment Banking Coverage, and Syndicate teams. Stay current on all aspects of credit relationships, including exposure, compliance, documentation status, and ongoing credit research.