Risk Management - Auto Commercial Solutions - Credit Risk Manager
On-siteMumbai, Maharashtra, India
Mumbai, Maharashtra, IndiaOn-siteFull TimeSenior LevelFinancial ServicesEnterprise
Full TimeSenior LevelEnterpriseFinancial Services
Job Summary
Lead a team of Credit Officers managing a $3 billion portfolio by analyzing and decisioning complex credit requests in adherence to firmwide policies. Ensure quality of credit decisions through accurate grading, while overseeing the pipeline to meet client needs and addressing troubled credits promptly. Guide staff on policy, procedures, and risk ratings, providing mentorship, coaching, and training to drive efficiency and change. Deliver presentations to senior management and support deep dives on risk issues. Requires 15+ years of commercial banking experience with automotive lending expertise.
Required Qualifications
- Bachelor's degree in finance or accounting or related field
- 15+ years' commercial banking / lending experience including extensive credit experience
- Commercial banking / automotive captive experience, with thorough knowledge of accounting and financial statement analysis
- Superior analytical skills supported by excellent written and verbal communication skills
- Thorough knowledge of the Bank's policies and procedures, as well as its products and their inherent risks
- Ability to work independently with minimal supervision
- Recognized leadership capacities and executive presence
- Experienced in supervision of professional level employees
Desired Qualifications
- MBA or advanced degree
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