Retail Lending Loan Underwriter
On-sitePittsburgh, Pennsylvania, United States
Job Summary
Review loan applications from consumers and small businesses to evaluate risk and determine acceptance. Verify application information for accuracy by validating loan data against documentation, including credit histories, collateral valuations, and tax returns. Conduct final credit decisions up to a set loan authority while ensuring compliance with Bank policies and regulatory laws. Develop partnerships with loan processors and branch personnel to improve customer satisfaction and maintain relationships with loan originators. Continually educate colleagues on policy, credit risk tolerance, and regulatory factors. Approve loans and manage risk by monitoring daily encounters as required by the F.N.B. Corporation risk management program.
Required Qualifications
- BA or BS
- 3 years experience
- Ability to use a personal computer
- MS Word - Basic Level
- MS Excel - Intermediate Level
- MS PowerPoint - Basic Level
- Legally authorized to work in the U.S.
Desired Qualifications
- Excellent project management skills
- Excellent communication skills, both written and verbal
- Excellent organizational, analytical and interpersonal skills
- Excellent customer service skills
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