Relationship Senior Associate (Baghdad) - SMEs
On-siteBaghdad, Baghdad, Iraq
Job Summary
Prepare periodic workflow reports, maintain client and transaction databases, and document field visit outcomes for assigned SME accounts. Monitor customer activity levels, compliance, and credit quality while conducting annual reviews to update financial information. Analyze financial statements, cash flows, and repayment sources to prepare credit studies and propose financing solutions regarding facility type, amount, and collateral. Negotiate credit terms within approved limits, follow up on contract documentation, and coordinate with stakeholders to obtain approvals. Ensure adherence to Central Bank regulations and escalate cases involving credit deterioration or policy deviations. Execute sales activities to acquire new customers and support growth through direct engagement with existing and prospective companies.
Required Qualifications
- Bahelor's degree in Accounting, Finance and Banking Sciences, Business Administration, or an equivalent qualification in the fields of Management and Economics
- 1–3 years of experience, at a minimum, in a similar functional role
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