Relationship Manager-AGRI-FIN-TRACTOR LOANS AND RETAIL(TFE)-Marketing Branches Operations
On-siteKanpur, Uttar Pradesh, India
Job Summary
Source working capital loans for agri-related, food processing, and MSME industries with ticket sizes ranging from Rs. 2 crore to Rs. 25 crore, targeting a minimum of three new cases monthly. Meet daily to appoint new CAs, Financial Consultants, and DMAs while sourcing at least two new leads every working day. Manage customer requirements and complaints at the local level with speed, ensuring month-on-month disbursement targets are met. Collaborate with trade finance, CMS, operation, treasury, legal, and branch banking teams to deliver seamless service, while working closely with the credit team to manage client expectations and execute effective risk management. The role requires extensive field activity, comprising 80% field work and 20% office duties, and mandates ownership of a vehicle with a valid driving license.
Required Qualifications
- Self-motivated
- High energy level
- Fast and positive learning attitude
- Strong team player
- Excellent communication skills
- Hindi
- Local language
- English
- Good interpersonal skills
- Polite attitude
- Excellent people management skills
- Techno savvy
- Well versed with latest computer skills
- Basic knowledge of working capital finance
- Understanding of reading balance sheet
- Understanding of P & L
- Knowledge of properties
- Knowledge of legal
- Knowledge of local area
- Strong networking
- Negotiation skill
- Excellent follow-up management skills
- Own vehicle
- Valid driving license
- Post Graduate Diploma
- Post Graduate in Banking and Finance
- Marketing and Finance
- Strong oral and written communication
- Relationship management skill
- HDFC BBG RM of grade E2 and E3
Desired Qualifications
- Major in Marketing and Finance
- Minor in Marketing and Finance
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