Quality Executive - Retail MFB - Credit - Repalle - Murahari Rao Road - J Grades
On-siteRepalle, Andhra Pradesh, India
Job Summary
Conduct personal case discussions to maintain strict adherence to quality policies and protect company assets through proper evaluation of all credit requests. Execute loan account verification, member house visits, KYC checks, and document assessments including income, expense, and negative area analysis. Manage cross-verification processes, CPC checklist verification, and bucket monitoring while ensuring all loans are adequately documented and secured. Adhere to agreed SLAs and timelines for assigned activities, communicate credit decisions to stakeholders, and improve underwriting efficiencies while ensuring adequate risk management.
Required Qualifications
- skill set of underwriting, disbursements, collateral, coordination with cross function sales operation function
- Responsible for protecting company assets through proper evaluation of all credit requests, establishing credit limits and ensuring that all loans granted are adequately documented and secured by the appropriate collateral
- Responsible for improving underwriting efficiencies while ensuring adequate risk management
- Responsible for personal discussion of cases as per the laid down policies & procedures and maintain strict adherence to quality
- Adhere to agreed SLAs and timelines in completing the activities assigned
- Responsible for Loan Account Verification
- Cross Verification (Member House Visit)
- KYC Check
- Bank Passbook and other Document Check
- Income and Expense Assessment
- Check on Influence of Middleman
- Negative Area Check
- CPC Checklist Verification
- Loan Card Check of other Lending Institutions
- Bucket Monitoring
- Death Case Verification
- Branch Compliances
- ICQ Observation Closure
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