Product Manager – Cards and Lending (Taguig)
HybridTaguig, Metro Manila, Philippines
Job Summary
Own the design, development, and commercial performance of consumer lending and credit card products in the Philippines, translating market opportunities and regulatory constraints into profitable, well-defined products. Build detailed financial models, P&L analyses, and unit economics to drive pricing, fee structures, and reward frameworks. Manage the full product lifecycle from concept and business case through specification, launch, and post-launch optimization across on-us, co-branded, and cash loan offerings. Serve as the primary interface with banking partners, regulators, and engineering teams to ensure compliant, audit-ready launches while leveraging AI tools to accelerate analysis and documentation.
Required Qualifications
- 5+ years of product management experience
- at least 3 years in financial products (credit cards, consumer loans, or co-lending)
- Deep familiarity with Philippine banking regulations, BSP requirements, and consumer lending frameworks
- Experience building financial models, P&L structures, and unit economics analyses from scratch
- Background in fintech, digital banking, or credit-driven consumer products
- Startup or high-growth tech background
- Strong English communication skills (spoken and written — professional fluency required)
- High adaptability and comfort operating in fast-paced, ambiguous environments
Desired Qualifications
- Background in fintech, digital banking, or credit-driven consumer products; startup or high-growth tech background is a strong plus
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