Portfolio Manager - BBLC
$67,869–$99,836 year
On-siteAlbuquerque, New Mexico, United States or Lubbock, Texas, United States
Job Summary
Analyze business and personal financial statements to perform financial spreading and present credit solutions regarding structure, covenants, and reporting requirements to the underwriting team. Monitor the portfolio continuously by tracking loan exceptions, covenants, and past-due payments while recognizing early warning signs and managing actions for watch list credits across a multi-state footprint. Provide specialized risk guidance, secure financial information, and test covenant requirements. Ensure loan servicing actions, including collections, demand letters, and liquidations, are properly administered, and resolve documentation exceptions and covenant violations. Address client complaints successfully and perform site visits if needed.
Required Qualifications
- Bachelor's Degree in Business, Accounting, Finance or related area
- 6 hours of accounting
- 1+ year in Business Loan experience (up to $5MM)
- 1+ year credit analysis experience
- any combination of education and experience that would provide an equivalent background
- credit decision making skills and ability
- financial analytical skills with ability to solve complex problems by interpreting data and results
- excellent writing skills to create credit memos
- excellent verbal and interpersonal skills to communicate with sales force and credit managers
- ability to work independently
- proficiency of Excel, and Word to create tables and worksheets for credit memos
Desired Qualifications
- previous Business Loan collections experience
- 2 years' Business Loan credit underwriting
- knowledge of Capital Stream, FIS/BIS
- aptitude to think strategically and envision future state of the portfolio
Hiring someone like this?
Get your role in front of qualified candidates on Sorce.