Non-QM Underwriter (West Coast)
$45,015–$57,244 year
Remote · San Diego, California, United States or US
Job Summary
The Non-QM Underwriter evaluates and decision mortgage applications that fall outside traditional agency guidelines, focusing on DSCR, Bank Statement, Asset Depletion, and self-employed borrower programs. Responsibilities include manually underwriting complex transactions, performing mortgage credit analysis, reviewing loan documentation for accuracy, and issuing clear loan decisions. Candidates must have recent manual underwriting experience, strong proficiency in self-employed income calculations, and at least two years of Non-QM underwriting experience, along with excellent problem-solving and communication skills.
Required Qualifications
- Recent manual underwriting experience in the mortgage industry
- Proficient with self employed income calculations and guidelines
- Minimum 4 years residential underwriting experience
- Minimum 2 years Non-QM specific underwriting experience
- Strong attention to detail
- Excellent problem-solving skills
- Strong interpersonal and communication skills
- Ability to work in a fast-paced environment
Additional Requirements
- Position must be located in the West Coast region
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