Non-QM Underwriter
$960,000–$1,440,000 year
Remote
Job Summary
Review and evaluate loan applications, including credit, income, assets, and property details, to determine borrower eligibility for non-QM loans. Analyze complex financial information, including alternative documentation types, and assess risk to make sound underwriting decisions in accordance with company guidelines. Collaborate with loan officers and processors to obtain necessary documentation, provide clear feedback on loan conditions, and assist in developing underwriting policies specific to non-QM products. Ensure timely processing of files to meet closing deadlines while maintaining a comprehensive understanding of industry trends and regulations.
Required Qualifications
- at least [4] years of mortgage underwriting experience
- specific expertise in non-QM loan products
- Minimum of [4] years of mortgage underwriting experience
- specific expertise in non-QM loan products
- Thorough knowledge of mortgage lending guidelines
- knowledge of non-QM product types
- knowledge of alternative documentation methods
- Strong analytical skills
- attention to detail
- Proficiency in mortgage software systems
- Proficiency in Microsoft Office Suite
- Ability to work efficiently under pressure
- ability to manage multiple files simultaneously
- Strong verbal and written communication skills
- Proven problem-solving capabilities
- ability to make decisions with confidence
Desired Qualifications
- Bachelor's degree in finance, business, or a related field
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