National Head of Digital Deposits
RemoteUnited States
Job Summary
Own national digital deposit growth across the consumer segment by designing acquisition, activation, engagement, and retention strategies to scale from $10M to $100M monthly. Lead the end-to-end product lifecycle from concept to launch, partnering with engineering and design teams to deliver intuitive account opening experiences while championing A/B testing and rapid iteration. Collaborate with growth marketing to scale performance-based acquisition programs, leveraging analytics to optimize funnels and increase lifetime value. Partner with Compliance, Risk, Legal, and BaaS providers to ensure products meet regulatory requirements and manage fraud, KYC, and liquidity risks. Build and mentor a lean, high-performing cross-border team while influencing executives with clear strategy and decisive execution.
Required Qualifications
- 8–12+ years of experience in fintech, digital banking, or high-growth financial services
- Proven experience scaling digital deposit products in a startup or fintech environment including establishing a brand on a national basis
- Strong understanding of deposit economics, pricing, and funding dynamics
- Experience working with deposit aggregators, listing services, and other tools to augment direct account acquisition
- Hands-on experience with digital account opening, onboarding, and growth funnels
- Comfortable operating with ambiguity, speed, and ownership
Desired Qualifications
- Experience working with BaaS platforms, sponsor banks, or embedded finance models
- Background in growth, product, or data-led organizations
- Familiarity with modern fintech stacks, APIs, and cloud-based platforms
- Prior experience launching or scaling a 0→1 or 1→N deposit product
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