Mortgage Underwriter
$100,000–$110,000 year
HybridLevittown, New York, United States
Levittown, New York, United StatesHybridFull Time$100,000–$110,000 yearBachelors DegreeSmall
Full TimeBachelors DegreeSmall
Job Summary
Underwrite loan files to granted authority in line with investor, GSE, and FHA/VA requirements by reviewing applications, income/asset documentation, appraisals, and title for accuracy and compliance. Evaluate income, credit, equity, and layered risk to flag red flags, validate AUS findings, and clear conditions while partnering with Loan Officers on guideline interpretation. Stay current on regulatory updates and document all decisions cleanly. Work Monday–Friday, 9–5 with work-from-home flexibility, closing out daily by aligning open items and prioritizing the next morning's highest-impact files.
Required Qualifications
- 3+ years residential mortgage underwriting; strong conventional conforming background
- DE and SAR/LAPP certifications required
- Knowledge of 203K and Homestyle
- working knowledge of Encompass
- Strong written/verbal communication; able to meet deadlines under pressure
- Adherence to established policies and procedures pertinent to the position which include but are not limited to BSA, Privacy, CRA and Safeguarding Customer Information
Desired Qualifications
- Bachelor's degree preferred
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