Mortgage Underwriter, Third Party Residential Underwriting - BMBE
$60,000–$85,000 year
On-siteVancouver, British Columbia, Canada
Job Summary
Adjudicate mortgage applications within established authority limits while ensuring adherence to policies and guidelines. Render credit decisions on incoming applications, applying due diligence when reviewing required documentation to ensure accuracy and protect the Company from risk. Interact with Mortgage Insurers to complete credit lending decisions and prepare mortgage commitments with appropriate conditions within established service level agreements. Maintain positive relationships with mortgage brokers and external partners such as insurers, appraisers, and title insurance companies. Prioritize applications and workflow to ensure consistent risk assessments while managing high volumes and tight turnaround times. Stay current with latest industry knowledge, competition, and market trends.
Required Qualifications
- Completed post-secondary education
- Minimum 2 years previous mortgage underwriting experience
- Completion of Mortgage Agent Course
- BC Financial Services Authority (BCFSA) License
- Working knowledge of PC software in a Windows environment
- Ability to build and maintain positive relationships
- Strong aptitude for service excellence
- Strong communication skills—both written and verbal
- Ability to manage and resolve conflict
- Strong analytical skills
- Attention to detail
- Organizational and time management skills
- Positive team player with desire and ability to mentor others
- Effective problem solving and decision making skills
- Ability to manage pressure in an environment of high volume processing with tight turnaround times
- Adhere to policies/procedures to ensure AML requirements are met
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