Mortgage Underwriter
$750,000–$750,000 year
On-siteWest, Texas, United States
Job Summary
Underwrite, gather, and verify all information from loan officers in compliance with credit union policies, NCUA, and CFPB regulations. Analyze lending reports to recommend improvements, run the Loan Quality Initiative, and prepare for closing. Approve and deny secondary market purchases and refinancing requests up to $750K by calculating income, evaluating credit reports, and analyzing appraisals and title reports. Resolve complicated issues with loan officers, borrowers, and closers while ensuring proper distribution of TRID and Real Estate mandated disclosures. Requires 1-3 years of experience, a four-year college degree, and strong analytical and communication skills.
Required Qualifications
- 1 - 3 years of similar or work related experience
- Four year college degree or equivalent in job related history
- Must be able to qualify for an NMLS number under S.A.F.E Act
- Knowledge of real estate lending
- Knowledge of Credit Union policies/procedures
- Knowledge of compliance
- Knowledge of lending regulations
- Excellent customer service skills
- Leadersship skills
- Communication skills
- Organizational skills
- Analysis skills
- Ability to read and interpret documents such as safety rules, operating and maintenance instruction, and procedure manuals
- Intermediate to Advanced skills in computer operating skills (windows navigation, mouse/keyboard functionality)
- Intermediate to Advanced skills in Microsoft Outlook
- Intermediate to Advanced skills in Microsoft Office Suite
- Ability to type a minimum of 35 words per minute
- Ability to speak effectively before groups of employees, members, or clients
- Ability to write routine reports and correspondence
- Ability to qualify for an NMLS number under S.A.F.E Act
- Must be able to qualify for an NMLS number under S.A.F.E Act
- Must have the ability to read and interpret documents such as safety rules, operating and maintenance instruction, and procedure manuals
- Must have excellent customer service, leadership, communication, organizational and analysis skills
- Ability to write routine reports and correspondence
- Ability to speak effectively before groups of employees, members, or clients
- Must have the ability to type a minimum of 35 words per minute
- Maintains confidentiality with others since information involves complex, detailed and often sensitive topics
- Develops and maintains quality time frames and management of pipeline to achieve and meet required REPC purchase contracts
- Must be able to qualify for an NMLS number under S.A.F.E Act
- Must have the ability to read and interpret documents such as safety rules, operating and maintenance instruction, and procedure manuals
- Knowledge of real estate lending
- Knowledge of Credit Union policies/procedures
- Knowledge of compliance
- Knowledge of lending regulations
- Must have excellent customer service, leadership, communication, organizational and analysis skills
- Ability to write routine reports and correspondence
- Ability to speak effectively before groups of employees, members, or clients
- Computer/Office Equipment Skills Intermediate to Advanced skills in the following: Adding machine/10-Key, computer operating skills (windows navigation, mouse/keyboard functionality), Microsoft Outlook, Microsoft Office Suite
- Must have the ability to type a minimum of 35 words per minute
- Maintains confidentiality with others since information involves complex, detailed and often sensitive topics
- Develops and maintains quality time frames and management of pipeline to achieve and meet required REPC purchase contracts
- Must be able to qualify for an NMLS number under S.A.F.E Act
- Must have the ability to read and interpret documents such as safety rules, operating and maintenance instruction, and procedure manuals
- Knowledge of real estate lending
- Knowledge of Credit Union policies/procedures
- Knowledge of compliance
- Knowledge of lending regulations
- Must have excellent customer service, leadership, communication, organizational and analysis skills
- Ability to write routine reports and correspondence
- Ability to speak effectively before groups of employees, members, or clients
- Computer/Office Equipment Skills Intermediate to Advanced skills in the following: Adding machine/10-Key, computer operating skills (windows navigation, mouse/keyboard functionality), Microsoft Outlook, Microsoft Office Suite
- Must have the ability to type a minimum of 35 words per minute
- Maintains confidentiality with others since information involves complex, detailed and often sensitive topics
- Develops and maintains quality time frames and management of pipeline to achieve and meet required REPC purchase contracts
- Must be able to qualify for an NMLS number under S.A.F.E Act
- Must have the ability to read and interpret documents such as safety rules, operating and maintenance instruction, and procedure manuals
- Knowledge of real estate lending
- Knowledge of Credit Union policies/procedures
- Knowledge of compliance
- Knowledge of lending regulations
- Must have excellent customer service, leadership, communication, organizational and analysis skills
- Ability to write routine reports and correspondence
- Ability to speak effectively before groups of employees, members, or clients
- Computer/Office Equipment Skills Intermediate to Advanced skills in the following: Adding machine/10-Key, computer operating skills (windows navigation, mouse/keyboard functionality), Microsoft Outlook, Microsoft Office Suite
- Must have the ability to type a minimum of 35 words per minute
- Maintains confidentiality with others since information involves complex, detailed and often sensitive topics
- Develops and maintains quality time frames and management of pipeline to achieve and meet required REPC purchase contracts
- Must be able to qualify for an NMLS number under S.A.F.E Act
- Must have the ability to read and interpret documents such as safety rules, operating and maintenance instruction, and procedure manuals
- Knowledge of real estate lending
- Knowledge of Credit Union policies/procedures
- Knowledge of compliance
- Knowledge of lending regulations
- Must have excellent customer service, leadership, communication, organizational and analysis skills
- Ability to write routine reports and correspondence
- Ability to speak effectively before groups of employees, members, or clients
- Computer/Office Equipment Skills Intermediate to Advanced skills in the following: Adding machine/10-Key, computer operating skills (windows navigation, mouse/keyboard functionality), Microsoft Outlook, Microsoft Office Suite
- Must have the ability to type a minimum of 35 words per minute
- Maintains confidentiality with others since information involves complex, detailed and often sensitive topics
- Develops and maintains quality time frames and management of pipeline to achieve and meet required REPC purchase contracts
- Must be able to qualify for an NMLS number under S.A.F.E Act
- Must have the ability to read and interpret documents such as safety rules, operating and maintenance instruction, and procedure manuals
- Knowledge of real estate lending
- Knowledge of Credit Union policies/procedures
- Knowledge of compliance
- Knowledge of lending regulations
- Must have excellent customer service, leadership, communication, organizational and analysis skills
- Ability to write routine reports and correspondence
- Ability to speak effectively before groups of employees, members, or clients
- Computer/Office Equipment Skills Intermediate to Advanced skills in the following: Adding machine/10-Key, computer operating skills (windows navigation, mouse/keyboard functionality), Microsoft Outlook, Microsoft Office Suite
- Must have the ability to type a minimum of 35 words per minute
- Maintains confidentiality with others since information involves complex, detailed and often sensitive topics
- Develops and maintains quality time frames and management of pipeline to achieve and meet required REPC purchase contracts
- Must be able to qualify for an NMLS number under S.A.F.E Act
- Must have the ability to read and interpret documents such as safety rules, operating and maintenance instruction, and procedure manuals
- Knowledge of real estate lending
- Knowledge of Credit Union policies/procedures
- Knowledge of compliance
- Knowledge of lending regulations
- Must have excellent customer service, leadership, communication, organizational and analysis skills
- Ability to write routine reports and correspondence
- Ability to speak effectively before groups of employees, members, or clients
- Computer/Office Equipment Skills Intermediate to Advanced skills in the following: Adding machine/10-Key, computer operating skills (windows navigation, mouse/keyboard functionality), Microsoft Outlook, Microsoft Office Suite
- Must have the ability to type a minimum of 35 words per minute
- Maintains confidentiality with others since information involves complex, detailed and often sensitive topics
- Develops and maintains quality time frames and management of pipeline to achieve and meet required REPC purchase contracts
- Must be able to qualify for an NMLS number under S.A.F.E Act
- Must have the ability to read and interpret documents such as safety rules, operating and maintenance instruction, and procedure manuals
- Knowledge of real estate lending
- Knowledge of Credit Union policies/procedures
- Knowledge of compliance
- Knowledge of lending regulations
- Must have excellent customer service, leadership, communication, organizational and analysis skills
- Ability to write routine reports and correspondence
- Ability to speak effectively before groups of employees, members, or clients
- Computer/Office Equipment Skills Intermediate to Advanced skills in the following: Adding machine/10-Key, computer operating skills (windows navigation, mouse/keyboard functionality), Microsoft Outlook, Microsoft Office Suite
- Must have the ability to type a minimum of 35 words per minute
- Maintains confidentiality with others since information involves complex, detailed and often sensitive topics
- Develops and maintains quality time frames and management of pipeline to achieve and meet required REPC purchase contracts
- Must be able to qualify for an NMLS number under S.A.F.E Act
- Must have the ability to read and interpret documents such as safety rules, operating and maintenance instruction, and procedure manuals
- Knowledge of real estate lending
- Knowledge of Credit Union policies/procedures
- Knowledge of compliance
- Knowledge of lending regulations
- Must have excellent customer service, leadership, communication, organizational and analysis skills
- Ability to write routine reports and correspondence
- Ability to speak effectively before groups of employees, members, or clients
- Computer/Office Equipment Skills Intermediate to Advanced skills in the following: Adding machine/10-Key, computer operating skills (windows navigation, mouse/keyboard functionality), Microsoft Outlook, Microsoft Office Suite
- Must have the ability to type a minimum of 35 words per minute
- Maintains confidentiality with others since information involves complex, detailed and often sensitive topics
- Develops and maintains quality time frames and management of pipeline to achieve and meet required REPC purchase contracts
- Must be able to qualify for an NMLS number under S.A.F.E Act
- Must have the ability to read and interpret documents such as safety rules, operating and maintenance instruction, and procedure manuals
- Knowledge of real estate lending
- Knowledge of Credit Union policies/procedures
- Knowledge of compliance
- Knowledge of lending regulations
- Must have excellent customer service, leadership, communication, organizational and analysis skills
- Ability to write routine reports and correspondence
- Ability to speak effectively before groups of employees, members, or clients
- Computer/Office Equipment Skills Intermediate to Advanced skills in the following: Adding machine/10-Key, computer operating skills (windows navigation, mouse/keyboard functionality), Microsoft Outlook, Microsoft Office Suite
- Must have the ability to type a minimum of 35 words per minute
- Maintains confidentiality with others since information involves complex, detailed and often sensitive topics
- Develops and maintains quality time frames and management of pipeline to achieve and meet required REPC purchase contracts
- Must be able to qualify for an NMLS number under S.A.F.E Act
- Must have the ability to read and interpret documents such as safety rules, operating and maintenance instruction, and procedure manuals
- Knowledge of real estate lending
- Knowledge of Credit Union policies/procedures
- Knowledge of compliance
- Knowledge of lending regulations
- Must have excellent customer service, leadership, communication, organizational and analysis skills
- Ability to write routine reports and correspondence
- Ability to speak effectively before groups of employees, members, or clients
- Computer/Office Equipment Skills Intermediate to Advanced skills in the following: Adding machine/10-Key, computer operating skills (windows navigation, mouse/keyboard functionality), Microsoft Outlook, Microsoft Office Suite
- Must have the ability to type a minimum of 35 words per minute
- Maintains confidentiality with others since information involves complex, detailed and often sensitive topics
- Develops and maintains quality time frames and management of pipeline to achieve and meet required REPC purchase contracts
- Must be able to qualify for an NMLS number under S.A.F.E Act
- Must have the ability to read and interpret documents such as safety rules, operating and maintenance instruction, and procedure manuals
- Knowledge of real estate lending
- Knowledge of Credit Union policies/procedures
- Knowledge of compliance
- Knowledge of lending regulations
- Must have excellent customer service, leadership, communication, organizational and analysis skills
- Ability to write routine reports and correspondence
- Ability to speak effectively before groups of employees, members, or clients
- Computer/Office Equipment Skills Intermediate to Advanced skills in the following: Adding machine/10-Key, computer operating skills (windows navigation, mouse/keyboard functionality), Microsoft Outlook, Microsoft Office Suite
- Must have the ability to type a minimum of 35 words per minute
- Maintains confidentiality with others since information involves complex, detailed and often sensitive topics
- Develops and maintains quality time frames and management of pipeline to achieve and meet required REPC purchase contracts
- Must be able to qualify for an NMLS number under S.A.F.E Act
- Must have the ability to read and interpret documents such as safety rules, operating and maintenance instruction, and procedure manuals
- Knowledge of real estate lending
- Knowledge of Credit Union policies/procedures
- Knowledge of compliance
- Knowledge of lending regulations
- Must have excellent customer service, leadership, communication, organizational and analysis skills
- Ability to write routine reports and correspondence
- Ability to speak effectively before groups of employees, members, or clients
- Computer/Office Equipment Skills Intermediate to Advanced skills in the following: Adding machine/10-Key, computer operating skills (windows navigation, mouse/keyboard functionality), Microsoft Outlook, Microsoft Office Suite
- Must have the ability to type a minimum of 35 words per minute
- Maintains confidentiality with others since information involves complex, detailed and often sensitive topics
- Develops and maintains quality time frames and management of pipeline to achieve and meet required REPC purchase contracts
- Must be able to qualify for an NMLS number under S.A.F.E Act
- Must have the ability to read and interpret documents such as safety rules, operating and maintenance instruction, and procedure manuals
- Knowledge of real estate lending
- Knowledge of Credit Union policies/procedures
- Knowledge of compliance
- Knowledge of lending regulations
- Must have excellent customer service, leadership, communication, organizational and analysis skills
- Ability to write routine reports and correspondence
- Ability to speak effectively before groups of employees, members, or clients
- Computer/Office Equipment Skills Intermediate to Advanced skills in the following: Adding machine/10-Key, computer operating skills (windows navigation, mouse/keyboard functionality), Microsoft Outlook, Microsoft Office Suite
- Must have the ability to type a minimum of 35 words per minute
- Maintains confidentiality with others since information involves complex, detailed and often sensitive topics
- Develops and maintains quality time frames and management of pipeline to achieve and meet required REPC purchase contracts
- Must be able to qualify for an NMLS number under S.A.F.E Act
- Must have the ability to read and interpret documents such as safety rules, operating and maintenance instruction, and procedure manuals
- Knowledge of real estate lending
- Knowledge of Credit Union policies/procedures
- Knowledge of compliance
- Knowledge of lending regulations
- Must have excellent customer service, leadership, communication, organizational and analysis skills
- Ability to write routine reports and correspondence
- Ability to speak effectively before groups of employees, members, or clients
- Computer/Office Equipment Skills Intermediate to Advanced skills in the following: Adding machine/10-Key, computer operating skills (windows navigation, mouse/keyboard functionality), Microsoft Outlook, Microsoft Office Suite
- Must have the ability to type a minimum of 35 words per minute
- Maintains confidentiality with others since information involves complex, detailed and often sensitive topics
- Develops and maintains quality time frames and management of pipeline to achieve and meet required REPC purchase contracts
- Must be able to qualify for an NMLS number under S.A.F.E Act
- Must have the ability to read and interpret documents such as safety rules, operating and maintenance instruction, and procedure manuals
- Knowledge of real estate lending
- Knowledge of Credit Union policies/procedures
- Knowledge of compliance
- Knowledge of lending regulations
- Must have excellent customer service, leadership, communication, organizational and analysis skills
- Ability to write routine reports and correspondence
- Ability to speak effectively before groups of employees, members, or clients
- Computer/Office Equipment Skills Intermediate to Advanced skills in the following: Adding machine/10-Key, computer operating skills (windows navigation, mouse/keyboard functionality), Microsoft Outlook, Microsoft Office Suite
- Must have the ability to type a minimum of 35 words per minute
- Maintains confidentiality with others since information involves complex, detailed and often sensitive topics
- Develops and maintains quality time frames and management of pipeline to achieve and meet required REPC purchase contracts
- Must be able to qualify for an NMLS number under S.A.F.E Act
- Must have the ability to read and interpret documents such as safety rules, operating and maintenance instruction, and procedure manuals
- Knowledge of real estate lending
- Knowledge of Credit Union policies/procedures
- Knowledge of compliance
- Knowledge of lending regulations
- Must have excellent customer service, leadership, communication, organizational and analysis skills
- Ability to write routine reports and correspondence
- Ability to speak effectively before groups of employees, members, or clients
- Computer/Office Equipment Skills Intermediate to Advanced skills in the following: Adding machine/10-Key, computer operating skills (windows navigation, mouse/keyboard functionality), Microsoft Outlook, Microsoft Office Suite
- Must have the ability to type a minimum of 35 words per minute
- Maintains confidentiality with others since information involves complex, detailed and often sensitive topics
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